Security & Privacy Statement

 

Data Protection Statement: QUINN-direct

You should show this notice to anyone who may be covered by your insurance policy with QUINN-direct.

All personal information supplied by you will be treated in confidence by the Quinn Group and will not be disclosed to any third parties except where your consent has been received or where permitted by law. In order to provide you with products and services this information will be held in the data systems of the Quinn Group or our agents or subcontractors.

The information you provide will be used to manage your insurance administration, including underwriting and claims handling. We may undertake checks against publicly available information such as electoral roll, court judgements, bankruptcy or repossessions. Information may also be shared with other insurers either directly or via those acting for the insurer such as Loss Adjusters or Investigators.

We may need to collect sensitive data (such as information about health or criminal convictions) relating to you and others named on the insurance policy. Please get consent from the other people named on your policy before sharing their sensitive information with us. By proceeding with this contract you will signify your explicit consent to such information being processed by us or our agents or other insurers for any of the purposes outlined above.

We may share with our agents and service providers, members of the Quinn Group, other Insurers and their agents, and with any intermediary acting for you, and with recognised trade, governing, and regulatory bodies (of which we are a member or by which we are governed), information we hold about you and your claims history. We may disclose information about you to anyone to whom we transfer or may transfer our rights and duties under our arrangements with you. By your use of this website you signify your consent to information about you held by any other party being disclosed to us in connection with the transfer to us of such party’s rights and duties to you under any other insurance arrangements.

We may pass information to the InsuranceLink database, run by the Irish Insurance Federation, the Claims and Underwriting Exchange Register, run by Insurance Database Services Ltd (IDS Ltd)
and the Motor Insurance Anti-Fraud and Theft Register, run by the Association of British Insurers (ABI).
The aim is to help us check information and to prevent fraudulent claims. When we deal with your request for insurance, we may search the register. Under the conditions of your policy, you must tell us about any incident (such as an accident, theft, fire or water damage) which may or may not give rise to a claim. When you tell us about an incident, we will pass information about it to the registers.

Great Britain and Northern Ireland motor policy details will be added to the Motor Insurance Database (MID), run by the Motor Insurers’ Information Centre (MIIC). MID data may be used by the DVLA and the DVLNI for the purpose of Electronic Vehicle Licensing and by the Police for the purposes of establishing whether a driver’s use of the vehicle is likely to be covered by a motor insurance policy and/or for preventing or detecting crime. If you are involved in an accident (in the UK or abroad), other UK insurers, the Motor Insurers’ Bureau and MIIC may search the MID to ascertain relevant policy information. Persons pursuing a claim in respect of a road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID.

You can find out more about this from your insurer, or at www.miic.org.uk.

For Republic of Ireland Motor Policy holders the information provided may be used to obtain data from the National Driver File held by the Department of Environment.

 

Data Protection Statement: QUINN-LIFE

All personal information supplied by you will be treated in confidence by the Quinn Group and will not be disclosed to any third parties except where your consent has been received or where permitted by law. In order to provide you with products and services this information will be held in the data systems of the Quinn Group or our agents or subcontractors.

The information you provide will be used to manage the administration of your policy, including underwriting and claims handling and for money laundering prevention purposes. We may undertake checks against publicly available information such as electoral roll, telephone directory, court judgements, bankruptcy or repossessions. Information may also be shared with other insurers either directly or via those acting for the insurer such as Loss Adjusters or Investigators.

If an application for insurance is declined or is subject to special terms, this information may be shared via a central register administered by the Irish Insurance Federation, with other insurance companies.

We may need to collect sensitive data (such as information about health, or financial circumstances) relating to you and others named on the insurance policy. Please get consent from the other people named on your policy before sharing their sensitive information with us. By proceeding with this contract you will signify your explicit consent to such information being processed by us or our agents or other insurers for any of the purposes outlined above. By your use of this website you signify your consent to information about you held by any other party being disclosed to us in connection with the transfer to us of such party’s rights and duties to you under any other insurance arrangements.

We may share with our agents and service providers, members of the Quinn Group, other Insurers and their agents, and with any intermediary acting for you, and with recognised trade, governing, and regulatory bodies (of which we are a member or by which we are governed), information we hold about you and your claims history. We may disclose information about you to anyone to whom we transfer or may transfer our rights and duties under our arrangements with you.

 

OTHER INFORMATION

The Quinn Group would also like to keep you informed (by telephone, post or e-mail) of selected products and services available from us. Your information may also be used for these purposes after your policy has lapsed. If you would prefer not to receive this information from us, and have not previously advised us of this, please let us know when you contact us.

We may contact you with a reminder that your policy is due for renewal.

We can only take instructions to effect or alter a policy in some way from the Policyholder.

You have the right to ask for a copy of the information we hold about you (for which we may charge a small fee) and to correct any inaccuracies in your information.

 

USE OF QUINN-DIRECT WEBSITE

If you use our website we may also record additional information about how you have visited our site (such as details of the search engine or intermediary that brought you to our site) and your IP address.

We may collect basic information using cookies about the way you have used the site during your visit, such as the time and duration of your visit, pages viewed per session, time exposed to particular pages etc. This information will be used to help us review our site’s performance and help us provide you with a better experience and will not be shared with any third party.

We may also occasionally use cookies to recognise you as a site user and to personalise your visit. Most browsers automatically accept cookies. You can set your browser so that you will not receive cookies and you can delete existing cookies from your browser. However, you may find that some parts of the site will not function properly if you refuse cookies.

Any area of our site that is used to capture your personal information or payment details will always be in a secure session using 128-bit Secure Socket Layer (SSL) encryption, which is the industry standard

For some products, Website customers will have the opportunity to register an email address and password. This information will only be used to provide you with secure access to your saved quotes/policy portfolio.

Fraudulent Emails Warning

Quinn-direct will never contact you by email to request an update of your personal or private information, if you receive any such emails please contact us by telephone immediately.

 

Disclaimer

In order to provide you with the best web-based service, we have included within our website several links to other websites. We cannot be responsible for those websites and their content, which are beyond our control, and we make no representation as to their quality, suitability, functionality or legality and you waive any claim you may have against us with respect to such websites.

Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website.

We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website.